Transfer money in seconds from bank to bank with a quick transfer (regardless of the Elixir settlement session) - 24 hours a day, 7 days a week, all year round
How does Express Elixir transfer work?
Corporate clients and small and medium enterprices can make Elixir Express transfer by iPKO biznes service / mobile app.
Which banks receive and send Express Elixir transfers?
To make Express Elixir transfer, the sender's bank and the recipient's bank must be participants in the Express Elixir system. We will check it automatically during the execution transaction. You can also check the list of banks and their availability hours online.
Banks availability table in the Expres Elixir system
How to make Express Elixir transfer?
All you need to do is to select the Express Elixir transfer option on the domestic transfer form, accept the transfer fee and confirm it with the authorization tool.
Limits restricting the amounts of Express Elixir transfers for Corporate Client using the iPKO biznes service
| Limit of single Express Elixir transfer | Limit of day Express Elixir transfers |
Express Elixir transfer (including split payment transfer) | 100 000 pln | 250 000 pln |
Express Elixir transfer to ZUS | 100 000 pln | - |
Express Elixir transfer to an account of a tax administration authority (eg Tax Office) maintained by the National Bank of Poland | 250 000 pln | - |
Limits restricting the amounts of Express Elixir transfers for Small and medium enterprises using the iPKO biznes service
| Limit of single Express Elixir transfer | Limit of day Express Elixir transfers |
Express Elixir transfer (including transfer to ZUS, split payment transfer) |
3 000 pln |
6 000 pln |
Express Elixir transfer to an account of a tax administration authority (eg Tax Office) maintained by the National Bank of Poland | 50 000 pln (at PKO Bank Polski agencies: 3 000 pln) |
250 000 pln |
Fee for an Express Elixir transfer
Service channel | Fee |
iPKO biznes service iPKO biznes mobile application | 10 pln |
The same fees are charged for instant transfers to the accounts of tax administration authority by the National Bank of Poland and transfers to ZUS
The operator of the Express Elixir system is the National Clearing House (KIR)