PKO Bank Polski: Your Key to European Markets!


We are the technological leader of the Polish financial sector. IKO, our banking mobile application, has repeatedly won international rankings and has been recognised as the best in the World. We are the author of the first sectoral solution based on blockchain in Poland. We have a virtual branch in the Metaverse and even our own artificial intelligence that handles millions of cases for our customers. We have been laying the foundation of Polish banking for 100 years, responding to the needs of our individual customers, entrepreneurs and government institutions. Our history is our strength, but it is our technological excellence that makes us the market leader - both locally and in Central Eeastern Europe.

Despite the high technological maturity of our organisation, cooperation with the start-up community is still an important part of the bank's strategy. We are constantly looking for new tools - especially in areas that go beyond banking services.

Do you have a startup and want to enter Europe? Join Let's Fintech with PKO Bank Polski!

Since 2015, we have been committed to building a local ecosystem of innovative technology companies, offering them a unique opportunity to grow under the wings of the largest bank in Central and Eastern Europe. Since the launch of the programme, we have analysed more than 2,000 companies. Of these, we have selected those whose solutions have the potential to revolutionise traditional banking.

As part of the cooperation, startups can count on paid pilots and expert support. This allows us to tailor the project to the business requirements of major corporations and, thanks to access to 11 million customers and the bank's references, ensures simplified business scalability and the capital investment of our CVC fund.



International experience

Through relationships with more than 1,300 banks worldwide, PKO Bank Polski is today the national leader in foreign settlements and the first choice for financial institutions that want to perform payment operations in Poland. We currently clear transactions with some 1,300 institutions in 23 currencies and maintain 230 accounts for banks from Europe, America, Asia, Australia and Africa, which accounts for 50 percent of the interbank market in Poland. For many banks, cooperation with PKO Bank Polski is a gateway to the Polish economy and the performance of financial transactions with entities operating here. The bank's constantly evolving settlement infrastructure reflects in the quality, speed and lower cost of foreign transactions for PKO Bank Polski's customers.

International Corporate Banking Department is a dedicated team to servicing international corporate clients in Poland. It consists of dedicated team of relationship managers supported by credit analysts and product specialists with experience in doing business with international clients.

Being the largest bank in Poland in terms of assets and one of the leading banks in Central and Eastern Europe in terms of net income, equity and customer base, we will support growth of your business in Poland. Sustainable credit policy, high adequacy ratios and capitalization combined with an extensive experience and wide range of services make PKO Bank Polski a strong and reliable partner.