The Bank's Capital Group consists of PKO BANK POLSKI S.A. as the parent company, entities directly controlled and entities indirectly controlled by the Bank.PKO Bank Polski SA and its directly controlled entities hold jointly controlled entities and associates.
The chart below presents the structure of the Group and the Bank's subordinated companies as of 30 June 2018.
I. PKO BANK POLSKI SA GROUP
PKO Bank Polski SA
PKO Bank Polski SA
- 97.5060*PKO Towarzystwo Funduszy Inwestycyjnych SA1 (investment funds management, Warsaw)
- 100*PKO BP BANKOWY PTE SA (pension funds management, Warsaw)
- 100*PKO Leasing SA (leasing services, Łódź)
- 100*PKO Leasing Nieruchomości Sp. z o.o. (real estate leasing, Warsaw)
- 100*PKO Agencja Ubezpieczeniowa Sp. z o.o. (insurance agency, Warsaw)
- 100*PKO Leasing Finanse Sp. z o.o. (storing and sale of post-leasing items, Warsaw)
- 100*PKO Leasing Sverige AB (leasing services, Stockholm, Sweden)
- --*ROOF Poland Leasing 2014 DAC2 (special purpose entity for securitization of lease receivables, Dublin, Ireland)
- 100*PKO Faktoring SA (factoring services, Warsaw)
- 100*PKO BP Finat Sp. z o.o. (services, including transfer agent services and outsourcing of IT specialists, Warsaw)
- 100*PKO Życie Towarzystwo Ubezpieczeń SA (life insurance, Warsaw)
- 100*Ubezpieczeniowe Usługi Finansowe Sp. z o.o. (services, Warsaw)
- 100*PKO Towarzystwo Ubezpieczeń SA (other personal and property insurance, Warsaw)
- 100*PKO Bank Hipoteczny SA (banking activities, Gdynia)
- 100*PKO Finance AB (financial services, Stockholm, Sweden)
- 100*KREDOBANK SA (banking activities, Lviv, Ukraine)
- 100*Finansowa Kompania 'Idea Kapitał' Sp. z o.o. (services, Lviv, Ukraine)
- 100*Qualia Development Sp. z o.o.3 (real estate development, Warsaw)
- 100*Qualia Sp. z o.o. (general partner in limited partnerships entities of the Qualia Development Group, Warsaw)
- 99.9975*Qualia spółka z ograniczoną odpowiedzialnością - Neptun Park Sp. k. (real estate development, Warsaw)
- 99.9750*Qualia spółka z ograniczoną odpowiedzialnością - Nowy Wilanów Sp. k. (real estate development, Warsaw)
- 100*Qualia 2 Sp. z o.o. (former general partner in limited partnerships of the Qualia spółka z ograniczoną odpowiedzialnością – Nowy Wilanów Sp. k., Warsaw)
- 100*Qualia 3 Sp. z o.o. (former general partner in limited partnerships of the Qualia spółka z ograniczoną odpowiedzialnością – Neptun Park Sp. k., Warsaw)
- 100*Residence Management Sp. z o.o.4 (services in buildings under administration, Warsaw)
- 100*Qualia - Residence Sp. z o.o. (real estate development, Warsaw)
- 100*Sarnia Dolina Sp. z o.o. (real estate development, Warsaw)
- 100*ZenCard Sp. z o.o. (technology company engaged in IT and business support services, Warsaw)
- 100*Merkury – pa cif5 (placement of funds collected from fund members, Warsaw)
- 100*'Zarząd Majątkiem Górczewska' Sp. z o.o. (real estate management, Warsaw)
- 100*Molina Sp. z o.o. (general partner in limited joint-stock partnership entities of the fund, Warsaw)
- 100*Molina Spółka z ograniczoną odpowiedzialnością 1 S.K.A.
(purchase and sale of real estate for own account, real estate management, Warsaw) - 100*Molina Spółka z ograniczoną odpowiedzialnością 2 S.K.A.
(purchase and sale of real estate for own account, real estate management, Warsaw) - 100*Molina Spółka z ograniczoną odpowiedzialnością 3 S.K.A.
(purchase and sale of real estate for own account, real estate management, Warsaw) - 100*Molina Spółka z ograniczoną odpowiedzialnością 4 S.K.A.
(purchase and sale of real estate for own account, real estate management, Warsaw) - 100*Molina Spółka z ograniczoną odpowiedzialnością 5 S.K.A.
(purchase and sale of real estate for own account, real estate management, Warsaw) - 100*Molina Spółka z ograniczoną odpowiedzialnością 6 S.K.A.
(purchase and sale of real estate for own account, real estate management, Warsaw) - 100*NEPTUN – pecif5 (placement of funds collected from fund members, Warsaw)
- 100*Bankowe Towarzystwo Kapitałowe SA (services, Warsaw)
- 95.4676*Finansowa Kompania 'Prywatne Inwestycje' Sp. z o.o.7 (financial services, Kiev, Ukraine)
- 72.9766*'CENTRUM HAFFNERA' Sp. z o.o. (subsidiary management, Sopot)
- 100*'Sopot Zdrój' Sp. z o.o. (real estate management, Sopot)
- 99.90*'Inter-Risk Ukraina' Additional Liability Company6 (debt collection services, Kiev, Ukraine)
* % share in equity as at 30.06.2018
- The second shareholder of the entity is PKO BP Finat Sp. z o.o.
- Pursuant to IFRS 10, PKO Leasing SA exercises control over the company ROOF Poland Leasing 2014 DAC, even though it does not have an equity interest in the company.
- In the limited partnerships in the Qualia Development Group, Qualia Development Sp. z o.o. is the limited partner and Qualia Sp. z o.o. is the general partner. Pursuant to the foundation deed of the said companies, a limited partner participates in the profits, losses and assets (in the cases of the partnership’s liquidation) of the limited partnership in 99.9%, while the general partner participates in 0.1%. On the list, in the item ‘share in capital’ the limited partner’s share in the value of the contributions made is presented.
- Former name: Qualia Hotel Management Sp. z o.o.
- PKO Bank Polski SA has investment certificates of the fund; the share of possessed investment certificates of the fund is presented in the position ‘share in equity’.
- The second shareholder of the entity is Finansowa Kompania ‘Prywatne Inwestycje’ Sp. z o.o
- The second shareholder of the entity is ‘Inter-Risk Ukraina’ Additional Liability Company.
II. JOINT VENTURES AND ASSOCIATES
Joint ventures of PKO Bank Polski S.A.
Joint ventures of PKO Bank Polski S.A.
- 34*Centrum Elektronicznych Usług Płatniczych eService Sp. z o.o. (activities supporting financial services, including servicing of transactions made by payment instruments, Warsaw)
- 100*EVO Payments International Sp. z o.o. (activities supporting financial services, Warsaw)
- 100*EVO Payments International s.r.o. (activities supporting financial services, Prague, Czech Republic)
Joint venture of NEPTUN – pecif
- 41.4455*'Centrum Obsługi Biznesu' Sp. z o.o. (real estate management, Poznań)
* % share in equity as at 30.06.2018
Associates of PKO Bank Polski S.A.
- 25.0001*Bank Pocztowy SA (banking activities, Bydgoszcz)
- 100*Spółka Dystrybucyjna Banku Pocztowego Sp z o.o. in liquidation (Warsaw)
- 33.33*'Poznański Fundusz Poręczeń Kredytowych' Sp. z o.o. (guarantees, Poznań)
* % share in equity as at 30.06.2018