Solid result driven by strong revenue growth, cost and risk control despite significant impact of extraordinary events
Reported net profit at the level of PLN 3.3 bn with ROE 9.7% in 2022
Double digit growth in NII and fee and commission income
High level of cost effectiveness with dynamic of non-regulator costs other than regulatory one, up by 8.9% y/y, well below inflation
Balance sheet strength – cost of risk at 53 pbs, high level of coverage ratio and solid capital base with Tier 1 at 16.65%
Ready to implement strategy objectives 2023-2025