We have supported both corporate and individual clients for more than 100 years. We are the safest bank in Europe in terms of capital level according to 2018 EBA stress tests.
We implement modern solutions and collaborate with startups. We have developed one of the best mobile banking apps in the world (according to Retail International Banking 2018 and 2019 rankings).
We share our experience with others. We cooperate with governmental organisations from both Poland and the Czech Republic, as well as with consultancies which support business in local markets.
We connect businesses in Central and Eastern Europe by serving clients in the Czech Republic, Poland, Germany and Ukraine.
We participate in the largest investment projects in the CEE region. We finance projects in collaboration with other banks and legal or financial advisers.
We provide cash pooling services to groups operating in the Czech Republic, Germany, Slovakia or Poland. These services enable our clients, among other things, to make up for a shortage of funds at one company using the surplus held by another company within the group (also where the currencies are different).
Transfers between the accounts we maintain for companies in Poland, Germany, the Czech Republic are executed immediately. Our clients can also order express SWIFT GPI foreign transfers where the principal is notified of the counterparty’s account being credited.
In Poland and the Czech Republic, we make available the same website and mobile app, which enables finances of an international group to be managed with a single tool.
At our Prague branch, our staff speak 3 languages (Czech, Polish and English). This helps our clients make decisions and meet local formal requirements.
PKO Bank Polski S.A. Niederlassung Deutschland, which is based in Frankfurt am Main, helps companies to develop their business in the Federal Republic of Germany.
Universal bank based in Lviv. Kredobank is 100% owned by PKO Bank Polski.
In Warsaw, a dedicated team serves international corporations operating in Poland.
Accounts and deposits
• Current and auxiliary accounts
• Escrow account
• Automatic deposit
• Negotiable deposit
• Arranging of account openinig in PKO BP Group trough local branch (Poland, Germany)
Settlements and cards
• Domestic and international transfers
• Direct debit
• SWIFT MT101 service
• VISA Business debit card Liquidity management
• Consolidated accounts
• Virtual consolidated accounts
• Sweeping/topping services
• Physical cash pooling
• Interest cash pooling
• iPKO biznes online banking service
• iPKO biznes mobile app
• Authorised overdraft
• Revolving working capital facility
• Non-revolving working capital facility
• Multi-purpose credit limit
• Investment loan
• Letters of credit
As of 1 September 2020, PKO Bank Polski Czech Branch introduces the following changes in the Price List and Fees for Clients and in Interest Rates provided to Clients:
In order to facilitate analysis of changes in the offer, we have prepared:
4) new, amended Interest Rates of 1 September 2020 (PDF file)
We heartily encourage you to read them.
At the same time, please be informed that in line with Par. 152(4) of Act No. 370/2017 Coll on payment services you have a right to terminate the agreement affected by changes with immediate effect and free of charge or as of the date indicated by you before the aforementioned changes enter into force.
If you do not notify your lack of acceptance for the introduced changed before 1 September 2020, the changes shall be deemed approved.
If you have any questions, please contact the Relationship Manager or the counsellor in the Corporate Customer Service Centre.
As of the 1st July 2020, PKO Bank Polski withdraws Automatic Deposit (Depozyt automatyczny) and Dynamic Account (Rachunek dynamiczny) from the offer for corporate clients.
We would like to inform that as of July 1, 2020, certain provisions of our General Business Terms and Conditions for Accounts, Payments Execution and Other Services will be amended. The introduced amendments are as follows:
If you disagree with any of the amendments introduced to our Terms, you have an option of immediatly terminat your account agreement. In case of any questions or doubts, please do not hesitate to contact your relevant Relationship Manager or your Corporate Customer Service Representative.
Informace obsažené na webových stránkách mají informační a reklamní povahu a nepředstavují nabídku ve smyslu § 1731 zákona č. 89/2012, Sb., občanský zákoník, dále nemají povahu investiční poradenské služby a doporučení ohledně finančních nástrojů nebo jejich emitentů ve smyslu zákona č. 256/2004 Sb., o podnikání na kapitálovém trhu a nepředstavují poskytování daňového poradenství nebo právních služeb.
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