The deposits maintained in PKO Bank Polski are underwritten within the Polish deposit insurance scheme of the Bank Fund Guarantee Fund (BFG). The latter is an institution that protects funds collected in banks pursuant to the Bank Fund Guarantee Fund Act of 14 December 1994 (Journal of Laws of 2007 No. 70, item 474 as amended).

Maximum compensation level
BFG guarantees are applicable to personal Polish złoty and foreign currency deposits of
Persons and entities whose deposits are not covered by the BFG compensation scheme
Currency of the guaranteed compensation payment
Rules of guaranteed compensation payment by BFG
Recovery of the funds not covered by the BFG's guaranteed compensation