Report No. 27/2026
10.07.2026 16:03
An estimation of the costs arising from legal risk connected with indexed and denominated in foreign currencies mortgage loans portfolio recognised in 2Q 2026 financial results
Legal basis:
Article 17.1 MAR Regulation
the Report:
The Management Board of PKO Bank Polski S.A. informs that the preliminary unaudited legal risk costs related to the mortgage loans denominated and indexed to foreign currencies, charged to Q2 2026 results amounted to PLN 297 million.
The amount of the costs is primarily due to the creation of an additional provision resulting from an update to the parameters of the legal risk assessment model and an increase in the estimated cost of settlements reached in the course of court proceedings.
The above changes reflect the Bank’s current approach to legal risk management and its settlement strategy regarding its foreign-currency loan portfolio.