Report No. 37/2026
13.10.2026 15:58
An estimation of the costs arising from legal risk connected with indexed and denominated in foreign currencies mortgage loans portfolio recognised in 3Q 2026 financial results
Legal basis:
Article 17.1 MAR Regulation
the Report:
The Management Board of PKO Bank Polski S.A. informs that the preliminary unaudited legal risk costs related to the mortgage loans denominated and indexed to foreign currencies, charged to Q3 2026 results amounted to PLN 371 million.
The amount of the costs results primarily from the creation of a provision resulting from the update of the parameters of the legal risk assessment model and an increase in the estimated cost of settlements entered into.
These changes reflect the Bank’s current assumptions regarding legal risk management and its settlement strategy with respect to the foreign currency loan portfolio.