iPKO biznes - online banking service
Professional online banking for your company
Benefits for your company
Finances in one place
Manage your company's accounts and finances in Germany, the Czech Republic, Slovakia and Romania in one panel. You can assign user permissions according to the needs of a given position
iPKO dealer online
Professional internet platform for currency exchange addressed to companies making settlements in foreign currencies. It provides online currency exchange transactions, management of foreign currency risk and deposition of financial surplus
Special modules
Manage, among others, salary payments, payment cards, cash deposits and withdrawals, trust accounts
Integration with your company's system
You can order transfers directly from your company's ERP system, safely and without logging in to iPKO biznes
iPKO biznes mobile app
Manage corporate finances on your phone
- You are up-to-date with coporate finances – control expenses and available funds at your accounts, on your phone, whenever you need
- Be sure, that your transactions are safe. Authorise them with built-in mobile authorization
iPKO biznes features
✎ available for signature in the application
★ access only to your company cards
Service properties
iPKO biznes online banking service iPKO biznes mobile app Language versions PL, EN PL, EN, DE, CZ Switch between contexts (companies) without relogin yes yes iPKO biznes desktop personalization (abbreviations, tables, forms) yes - Possibility to generate personalized printouts, lists yes yes Modularity of the iPKO biznes banking service yes - The mechanism of waiting for funds yes - Possibility to cancel the transaction yes - Possibility to order urgent transfers, SORBNET yes - White VAT lists validation yes - Collective (payroll) booking yes - Analytics of collective credit and debit postings yes - Card limit changes yes ✎ Blocking cards yes - API yes - Possibility to withdraw the consent to a Direct Debit yes - Presentation and managing of Direct Debit blockades yes - Possibility to create custom data import formats to the service yes - Possibility to create white lists of counterparties yes - Setting transaction limits yes - Awaiting funds availability yes yes Authorisation
iPKO biznes online banking service iPKO biznes mobile app Token device yes yes Mobile token yes yes Mobile authorisation yes yes Administration
iPKO biznes online banking service iPKO biznes mobile app Context parameters yes - Session duration yes - Language version yes - Context name yes - Awaiting funds availability yes - Verification of duplicate transactions in files with transfers yes - Lock on modification of operation from file yes - Checksum verification (transaction, file exchange) yes - Accounts sort order yes - Access to context for external entities (integration with TPP) yes - Flexible definition of authorizations for individual users yes - Defining the Signature Class yes - Defining the list of available accounts yes - Defining the transaction limit value yes - Possibility of defining access within specified time frames tak - Possibility of defining access to login from specific IP numbers tak - Other parametrization tak - Defining the scheme of authorization to accounts tak - Defining the transaction signing scheme tak - Defining the scheme of authorizations to services tak - Create individual account names tak - Possibility to assign accounts to groups tak - Grouping of accounts for the purposes of Liquidity Management tak - Managing defined formats of imported files tak - Possibility to define a white list of counterparties tak - Possibility to manage access to data exchange with external service providers (TPP) tak - List of accounts tak - Third Party Providers tak - CAF Consent List tak - AIS Consent List tak ★ Possibility to transfer the website administration function to the Bank tak - Transactions
iPKO biznes online banking service iPKO biznes mobile app Transaction search yes yes Editable transactions yes - Transactions to be signed, to be send yes yes Pending transactions yes yes Unprocessed transactions yes yes Deletion of transactions and batches yes - Transaction cancellation yes - Processed transactions yes - All transactions yes - Bundles
iPKO biznes online banking service iPKO biznes mobile app Importing transactions to the existing bundle yes ✎ List of bundles yes ✎ Bundle details yes ✎ Copying the bundle yes - Bundle-to-bundle transfer copying or moving yes - Cumulatively bundle booking yes - Functions for rejected/deleted transfers yes - Direct debit
iPKO biznes online banking service iPKO biznes mobile app Direct Debit (Payee)
yes: New Direct Debit, Split Direct Debit, Authorization query, New authorization query
available for signature in the application: New Direct Debit, Split Direct Debit, Authorization query Direct Debit (Payer)
yes: List of mandates/blockades, Dispositions list available for signature in the application: List of mandates/blockades Standing orders
iPKO biznes online banking service iPKO biznes mobile app New standing order yes ✎ Modification/deletion of a standing order yes ✎ Counterparties
iPKO biznes online banking service iPKO biznes mobile app New counterparty yes ✎ Counterparty group management yes - Import counterparties from the file yes ✎ File exchange yes - Files received yes - Files sent yes ✎ Transfers
iPKO biznes online banking service iPKO biznes mobile app One-time transfer yes yes Transfer to the Tax Authorities yes ✎ Transfer to own account yes yes Split Payment yes yes Import transaction from the file yes ✎ Import to bundle or one by one yes ✎ Import of SEPA transactions yes ✎ Import of SWIFT GPI yes ✎ Foreign transfer
iPKO biznes online banking service iPKO biznes mobile app Transfer in RUB currency (Russian ruble) yes ✎ Transfer in RUB currency to/outside Russia yes ✎ MT101 Request for transfer yes ✎ Swift GPI yes ✎ iPKO dealer
iPKO biznes online banking service iPKO biznes mobile app internet currency exchange for companies yes yes Trade Service
iPKO biznes online banking service iPKO biznes mobile app electronic handling of letters of credit, bank guarantees, collection yes - Accounts
iPKO biznes online banking service iPKO biznes mobile app Current accounts yes yes History of accounts yes yes Locks yes yes Account statements yes - Standard reports yes - Non-standard reports yes - Report templates yes - Report template management options yes - Report template definition – report creation yes - Ordering a report yes - Downloading reports yes - Virtual accounts yes - Securities accounts yes - Cards
Debit cards
iPKO biznes online banking service iPKO biznes mobile app List of cards yes ★ Card details yes ★ History of transactions yes ★ Funds not cleared yes ★ Debt Repayment yes - Management of rights yes - Card activation - ★ PIN assignment or change - ★ Blocking the card yes ★ Temporarily block the card - ★ Charge cards
iPKO biznes online banking service iPKO biznes mobile app List of cards yes ★ Card details yes ★ Details of the agreement yes - History of transactions yes ★ Funds not cleared yes ★ Management of rights yes - Card activation - ★ PIN assignment or change - ★ Blocking the card yes ★ Temporarily block the card - ★ Credit card
iPKO biznes online banking service iPKO biznes mobile app List of cards yes ★ Card details yes ★ Details of the agreement yes ★ History of transactions yes ★ Funds not cleared yes ★ Debt Repayment yes - Management of rights yes - Card activation - ★ PIN assignment or change - ★ Blocking the card yes ★ Temporarily block the card - ★ Prepaid card
iPKO biznes online banking service iPKO biznes mobile app List of cards yes ★ Card details yes ★ Details of the agreement yes - Card Top-up yes - Reimbursement of funds from the card yes - History of transactions yes ★ Funds not cleared yes ★ Card activation - ★ PIN assignment or change - ★ Blocking the card - ★ Temporarily block the card - ★ Loans and deposits
iPKO biznes online banking service iPKO biznes mobile app Term deposits – Automatic deposits yes - List of loans yes - Amortization table yes - History of transactions yes - Reports on related accounts yes - Loans – master agreements yes - Cash management
PKO Cash - online management of closed deposits
iPKO biznes online banking service iPKO biznes mobile app Advising of deposits yes - List of locations yes - List of deposits yes - List of depositories yes - Assign the PIN code yes - Mass payments
iPKO biznes online banking service iPKO biznes mobile app Payment list yes - To sign yes - Other
File exchange
iPKO biznes online banking service iPKO biznes mobile app File Exchange – sent yes ✎ File exchange – received yes Analysis
iPKO biznes online banking service iPKO biznes mobile app Liquidity Management yes Liquidity Limit Management yes ✎ Applications yes ✎ Electronic customer instruction yes e-Gov
iPKO biznes online banking service iPKO biznes mobile app Communication with public administration yes
