Ratings

3.5/5

Rating FTSE Russell

Scale from 0 to 5
(5: highest rating)

Average rating for
the banking sector: 3.2

Category scoring:

Environment – 3.0/5 (medium exp.)
Social – 3.2/5 (medium exp.)
Governance – 4.1/5 (medium)

Maximum number of points in the following categories:

human rights & community, anti-corruption, corporate governance, labour standards

A

Rating MSCI

AAA to CCC
Scale (AAA: Highest Rating)

Rating upgraded to A
from BBB in April 2022

Categories with the highest scores, above the average for the banking sector among 205 banks:

Human capital development – 8.0/10
Financing environmental impact - 6.4/10

Highest relevance for rating:

governance,

consumer financial protection,

human capital development

19.3/100

Sustainalytics Risk Rating

Scale from 0 to 100
(0 - highest rating)

In April 2026 Bank received an ESG Risk Rating of 19.3 and was assessed by Moningstar Sustainalytics to be at low risk of experiencing material financial impacts from ESG factors.

In no event the rating shall be construed as investment advice or expert opinion as defined by the applicable legislation. The information contained or reflected herein is not directed to or intended for use or distribution to India-based clients or users and its distribution to Indian resident individuals or entities is not permitted, and Morningstar/Sustainalytics accepts no responsibility or liability whatsoever for the actions of third parties in this respect.