Ratings

3,5/5

Rating FTSE Russell

Scale from 0 to 5
(5: highest rating)

Average rating for
the banking sector: 3.1

Category scoring:

Environment – 3.0/5 (medium exp.)
Social – 3.2 (medium exposure)
Governance – 4.1 (medium)

Maximum number of points in the following categories:

human rights & community, anti-corruption, corporate governance, labour standards

A

Rating MSCI

AAA to CCC
Scale (AAA: Highest Rating)

Rating upgraded to A
from BBB in April 2022

Categories with the highest scores, above the average for the banking sector among 204 banks:

Human capital development – 6.6/10
Privacy & data security – 5.4
Financing environmental impact - 5.4

Highest relevance for rating:

governance,

consumer financial protection,

Human Capital Development

21,8/100

Sustainalytics Risk Rating

Scale from 0 to 100
(0: highest rating)

PKO Bank Polish rated
331/1027 among global banks

Lowest risk categories:

Stakeholder governance – 1.1 (negligible)

Corporate governance – 1.7 (negligible)

Resilience – 1.6 (negligible)

Categories with the highest relevance for the rating: product governance, data privacy & cybersecurity, ESG integration – financials, business ethics