Currency Account

  • PLN 0 for an account maintaining
  • 9 available currencies: EUR, GBP, USD, CHF, DKK, NOK, SEK, CZK, HUF
  • PLN 0 for foreign and currency transfers1
  • Payments without conversion2
  • Access to the online exchange office

Discover the benefits of the 3in1 currency package

Use a currency account, a multi-currency card to your account and an online exchange office and feel at home in every corner of the world

How much will you pay?

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Multi-currency card - one card for personal account and currency accounts

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A currency account in a few simple steps

  • 1
    Log in to IKO

    In the IKO application, select Offers Currency Account


  • 2
    Select a currency

    Select the account currency and attach the account to a multi-currency card

  • 3
    Use it

    Confirm the opening of a Currency Account and use it. The account is active immediately

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How to open a currency package?

1 Applies to transfers ordered on the iPKO service or IKO application from a Currency Account held in the same currency, in the SHA cost option (i.e. in the field: "Who will pay the transfer costs" select "Split" and "Standard" in the "Bank Currency Date" field if any currency was exchanged in our online exchange office in the previous or current calendar month (before the transfer order). If you confirm transfers with a code from the card of one-time codes, the additional fee is PLN 0.50 

2Conditions to be met in order not to pay for currency conversion:

  1. The transaction must be in PLN, EUR, GBP, USD, CHF, DKK, NOK, SEK, CZK, HUF
  2. You have an account in the currency of the transaction (one of the above), which is connected to the card at the time of payment
  3. You have an amount in your currency account that is enough to complete the transaction
  4. You will not use the DCC (Dynamic Currency Conversion) service available at some ATMs or payment terminals