PKO Bank Hipoteczny

We specialize in mortgages for retail customers.

PKO TFI

With us, you will have a choice from over 60 types of funds, investment plans and pension products (PPK, PPE, IKZE+IKE pension package).

PKO BP Bankowy PTE

We enable our customers to build their own pension schemes using PKO Personal Retirement Provision Accounts (PKO IKZE) or PKO Personal Pension Accounts (PKO IKE) within PKO Voluntary Pension Fund (PKO DFE).

PKO Leasing

We provide financing in the form of leases or loans, regardless of the customer’s size, industry and line of business: for vehicles, machinery, equipment, capital investment projects and IT equipment.

PKO Faktoring

We develop factoring services on the basis of individual needs of our customers.

PKO BP Finat

Through our Transfer Agent, we assist our customers in keeping registers and accounting for investment, pension and equity fund participants, as well as providing support in the bookkeeping for the funds and companies, in IT services and the managing of Employee Equity Plans.

PKO Ubezpieczenia

PKO Insurance comprises PKO Życie Towarzystwo Ubezpieczeń and PKO Towarzystwo Ubezpieczeń - together we offer insurance products for customers.

KREDOBANK

We also have a presence in Ukraine with our banking services.

I. PKO BANK POLSKI S.A. GROUP

The Bank's Capital Group consists of PKO BANK POLSKI S.A. as the parent company, entities directly controlled and entities indirectly controlled by the Bank. Below, the composition of the Banks’ Group as of 31 August 2021.

PKO Bank Polski S.A.

II. JOINT VENTURES AND ASSOCIATES

PKO Bank Polski S.A. and its directly controlled entities hold jointly controlled entities and associates.
Below, the list as of 31 August 2021.

Joint ventures of PKO Bank Polski S.A.
Joint venture of NEPTUN – pecif