Report No. 1/2026
15.01.2026 13:41
Estimation of the costs arising from legal risk connected with indexed and denominated in foreign currencies mortgage loans portfolio recognised in 4Q 2025 financial results
Legal basis:
Article 17.1 MAR Regulation
the Report:
The Management Board of PKO Bank Polski S.A. informs that the preliminary unaudited legal risk costs related to the mortgage loans denominated and indexed to foreign currencies, charged to Q4 2025 results amounted to PLN 990 million.
The amount of these costs results primarily from the projected number of settlements, an increase in estimated statutory interest rates in connection with the current line of jurisprudence in disputes with customers, and an update of the parameters of the legal risk assessment model.