Report No. 22/2025

Legal basis:

Article 17.1 MAR Regulation

the Report:

The Management Board of PKO Bank Polski S.A. informs that the preliminary unaudited legal risk costs related to the mortgage loans denominated and indexed to foreign currencies, charged to Q2 2025 results amounted to PLN 1.25 billion.

This amount of these costs is due to updates to the parameters of the legal risk assessment model, which relate to the forecasted number of court cases, an increase in the expected costs of the settlement programme and an update to the estimated costs relating to statutory interest accrued for the duration of the customer’s dispute.