Report No. 34/2025
10.10.2025 16:07
Estimation of the costs arising from legal risk connected with indexed and denominated in foreign currencies mortgage loans portfolio recognised in 3Q 2025 financial results
Legal basis:
Article 17.1 MAR Regulation
the Report:
The Management Board of PKO Bank Polski S.A. informs that the preliminary unaudited legal risk costs related to the mortgage loans denominated and indexed to foreign currencies, charged to Q3 2025 results amounted to PLN 1.15 billion.
The amount of these costs results mainly from changes in the estimated statutory interest charged for the duration of disputes with customers, updates to the forecast number of new court cases, and adjustments to the parameters of the legal risk assessment model.