Shares and dividends
| Total amount of shares: | 1 250 000 000 |
| Nominal value of one share: | PLN 1 |
| Listed: | Warsaw Stock Exchange since 10.11.2004 |
| Indices: | WIG, WIG20, WIG30, WIG Banki |
| ISIN: | PLPKO0000016 |
| FISN: | PKOBP/BRSH SER-A-D PLN1.0 |
| LEI: | P4GTT6GF1W40CVIMFR43 |
| Bloomberg: | PKO PW |
| Reuters: | PKOB WA |
Information about shareholders (on 31.12.2025) | ||||||
|---|---|---|---|---|---|---|
| Shareholder |
Share in the |
% |
Share in the |
% |
Address details of major shareholders | Contact information for major shareholders |
|
State Treasury | 367 918 980 | 29.43% | 367 918 980 | 29.43% | Ministerstwo Aktywów Państwowych ul. Krucza 36/Wspólna 6 00-522 Warszawa | +48 22 695 86 90 sekretariatDNI@map.gov.pl www.gov.pl/web/aktywa-panstwowe |
|
Nationale-Nederlanden OFE | 91 532 147 | 7.32% | 91 532 147 | 7.32% | Nationale-Nederlanden PTE S.A. ul. Topiel 12 00-342 Warszawa |
+48 22 522 00 00 info@nn.pl www.nn.pl |
|
Allianz Polska OFE | 75 052 392 | 6.01% | 75 052 392 | 6.01% |
PTE Allianz Polska S.A. ul. Rodziny Hiszpańskich 1 02-685 Warszawa |
+48 22 567 46 00 pte@allianz.pl www.ofeallianz.pl |
|
Other shareholders | 715 496 481 | 57.24% | 715 496 481 | 57.24% | ||
| Total | 1 250 000 000 | 100% | 1 250 000 000 | 100% | ||
Dividend
- The individual recommendation from the Polish Financial Supervision Authority - profit for 2025
The Polish Financial Supervision Authority („PFSA”) confirmed that the Bank fulfils the criteria for the payment of dividend up to 75% of the profit for 2025, whereby the maximum amount of payment may not exceed the amount of the annual profit less the profit generated in 2025 already recognised as own funds.
The Bank has included in its own funds the part of the net profit, achieved in the first half of 2025, in the amount of PLN 1,322,271,645 at standalone level and PLN 1,157,834,909 at consolidated level.
PFSA also recommended that the Bank should limit the risk occurring in its activity by not conducting any other activities, in particular those beyond the scope of current business and operating activities, which may result in a reduction of own funds, including possible dividend payments from undistributed profits from previous years and buybacks or buyouts of own shares, without prior consultation with the supervisory authority.
- Dividend policy and previous dividend payments
The Dividend policy takes into account the Bank’s intention to provide stable dividend payments in the long term, in accordance with the principle of prudent management of the Bank and the Bank's Group.
The objective of the Dividend policy is to optimize the capital structure of the Bank and the Bank's Group, while considering the return on equity, the cost of capital and the capital needs for development, and maintaining an appropriate level of the capital adequacy ratios and meeting the minimum requirement for own funds and eligible liabilities (MREL).
In line with the adopted Dividend policy, an additional tool for capital redistribution is the purchase of own shares aimed at their redemption. The Dividend policy indicates that the General Meeting shall consent to the acquisition of own shares by the Bank, after prior approval of the Supervisory Board, specifying the terms of the acquisition, including the maximum number of shares to be acquired, the period of authorization to acquire shares, which may not exceed five years and the maximum and minimum amount of consideration for the acquired shares, if the acquisition takes place for consideration. Purchase of own shares for redemption in each case requires the Bank to obtain the prior consent of the Polish Financial Supervision Authority. The acquisition of own shares may also be made in a situation in which the book value of shares is lower than their current market price.
The conditions for the Bank's ability to pay dividends have been adjusted according to the PFSA’s requirements in the Recommendation Z. These requirements also apply to the purchase of own shares by the Bank.
Year Net profit for distribution (PLN) Dividend (PLN) Eligible shares Dividend per share (PLN) Dividend payout ratio Dividend date Dividend payment date 2024 9 149 777 622 6 850 000 000 1 250 000 000 5.48 74.87% 05-08-2025 14-08-2025 2023 4 868 360 037 1 600 000 0001) (interim dividend) 1 250 000 000 1.28 (interim dividend) interim dividend paid out of the reserve capital 25-01-2024 01-02-2024 3 237 500 000 2.59 66.50% 08-08-2024 22-08-2024 20222) 3 258 276 027 0 1 250 000 000 0 0% - - 2021 4 596 336 372 2 287 500 000 1 250 000 000 1.83 49.77% 04-08-2022 23-08-2022 20203) - 2 943 792 603 0 1 250 000 000 0 0% - - 2019 3 834 504 089 0 1 250 000 000 0 0% - - 2018 3 335 302 049 1 662 500 000 1 250 000 000 1.33 49.85% 31-07-2019 14-08-2019 2017 2 774 000 000 687 500 000 1 250 000 000 0.55 24.78% 08-08-2018 22-08-2018 2016 2 888 300 000 0 1 250 000 000 0 0% - - 2015 3 821 142 000 0 1 250 000 000 0 0% - - 20144) 3 212 264 000 0 1 250 000 000 0 0% - - 20135) 2 962 520 000 937 500 000 1 250 000 000 0.75 31.65% 18-09-2014 03-10-2014 20126) 3 681 150 000 2 250 000 000 1 250 000 000 1.80 61.12% 19-09-2013 04-10-2013 2011 3 953 622 000 1 587 500 000 1 250 000 000 1.27 40.15% 12-06-2012 27-06-2012 2010 3 311 209 000 2 475 000 000 1 250 000 000 1.98 74.75% 31-08-2011 15-09-2011 2009 2 432 152 000 2 375 000 000 1 250 000 000 1.90 97.65% 23-10-2010 20-12-2010 2008 2 881 260 000 1 000 000 000 1 000 000 000 1.00 34.71% 24-09-2009 05-10-2009 2007 2 719 991 000 1 090 000 000 1 000 000 000 1.09 40.07% 18-08-2008 04-09-2008 2006 2 047 391 000 980 000 000 1 000 000 000 0.98 47.87% 20-07-2007 02-08-2007 2005 1 676 798 000 800 000 000 1 000 000 000 0.80 47.71% 10-07-2006 01-08-2006 2004 1 511 065 000 1 000 000 000 1 000 000 000 1.00 66.18% 19-08-2005 01-09-2005 1) From reserve capital2) Pursuant to the decision of the AGM, the amount of PLN 1 629 138 013.50 was allocated to reserve capital for the payment of dividends, including interim dividends3) Loss resulting from changes in the assessment methodology and quantification of the legal risk related to the intention of signing agreements with consumers by PKO Bank Polski S.A. who concluded with PKO Bank Polski S.A. loan agreements or mortgage-secured loans indexed to foreign currencies or denominated in foreign currencies and establishment of a special fund to cover the specific balance sheet losses that arise from recognizing the financial effects of the settlements with consumers4) Net profit for distribution incl. the bank's net profit for the year 2014 (PLN 3 079 471 000) and unappropriated profits (PLN 132 793 000)
5) Net profit for distribution incl. the bank's net profit for the year 2013 (PLN 3 233 762 000) and unappropriated loss of previous years (PLN -271 242 000)
6) Net profit for distribution incl. the bank's net profit for the year 2012 (PLN 3 592 617 000) and unappropriated profits (PLN 88 533 000)Source: Current reports of PKO Bank Polski S.A.
FAQ
- Where is the latest Annual Report of the PKO Bank Polski S.A. Group?
- Where can I find information on the historical financial results of the PKO Bank Polski S.A. Group?
- When is the next publication of the PKO Bank Polski S.A. Group's financial results?
- What is the current consensus for the PKO Bank Polski S.A. Group's financial results for the coming years?
- Which brokerage houses issue recommendations for PKO Bank Polski S.A. shares?
- Does PKO Bank Polski S.A. have an established dividend policy?
- Where can I find information about dividends paid by the Bank so far?
- Where can I find information on the General Meeting of the Bank's Shareholders?
- What to do to participate in the General Meeting of the Bank's Shareholders?
- Where PKO Bank Polski S.A. shares are listed?
- What is the ISIN code and tickers in Reuters and Bloomberg for PKO Bank Polski S.A. shares?
ISIN: PLPKO0000016
Bloomberg: PKO PW
Reuters: PKOB WA
- What is the nominal value of one PKO Bank Polski S.A. share?
- Does the Bank publish a non-financial report discussing ESG-related issues?
- Does the Bank implement ESG-related initiatives?
- How the Bank is assessed in terms of ESG by institutions creating ESG rankings?
- What is the current shareholding structure of the PKO Bank Polski S.A.?
- Where can I find information about the current strategy of the PKO Bank Polski S.A. Group?
- What are the ratings of the PKO Bank Polski S.A. Group, issued by rating agencies?
- Does the Bank have listed bonds?
- Who is the Bank's auditor?
- Where can I find information about the Management Board/Supervisory Board of the Bank?
- Who can I contact to obtain information about the PKO Bank Polski S.A. Group's stocks, strategy and financial results?

